Does the Monolith app need to be open to make transactions with the card? January 22, 2021 15:33 Updated No. You do not need the app open to make purchases with your card. Related articles My Monolith card payment was declined, what do I do? What are my Monolith Visa® Debit Card limits? What are the fees associated with Monolith Visa Debit Card? What are the supported token pairs for swaps? What currency do Monolith Visa® Debit Card refunds arrive in?